Mutual Fund
Why do we need a financial advisor?
Your hard earned should be invested and manged properly. You cannot work all the time that is why you need to make your money work for you 24*7. A financial advisor makes sure that you stay on track and you follow your plan so that you get the maximum possible benefit from your investments.
Where can I invest money?
We have several products and services available as per need and your risk profile. We have a product for everyone, straight from an unborn child to an 80+ old person. Everyone has the right to save and earn money on their investment. We try to give you the best possible solution for your investment needs.
What services do you provide online?
All our services can be accessed online through our website and mobile apps. We provide online webinars every month, from esteemed guests who are well known in their respective fields. We also have a digital newsletter you can subscribe to get the latest financial news all in one place. You can also read interviews from various fund managers and understand their views on the current market situation.
After investing where can I see my portfolio?
We provide clients with a unique login ID so that they can look at all their financial assets and their net worth all in one place. You can also check where your money is invested and which companies thus providing complete transparency.
How much experience do you have in investing?
We are into financial planning since 2006 and before that we have been into insurance since 1997. We have an experienced team that will help you provide with the best possible solution to all your financial needs.
Insurance
Do I need insurance?
Yes. You are working tirelessly towards getting rich, by getting insured you are imposing your liability on the insurance company. Having insurance, you are worry free thinking if anything happens to you, your family will be taken care of. We cannot replace you but at least we can make sure that their monetary needs are taken care.
I am young; I do not need to buy it now; I will buy it later.
We understand that young people who have just started earning might feel it unnecessary to put money to buy insurance, but the earlier you buy it the cheaper it will be for you. For e.g. a term insurance for ₹1 Cr. will cost approx. ₹15,000 - ₹18,000 to someone who is in his early 20’s whereas the same policy will cost anywhere from ₹75,000 to ₹1,20,000+ for a guy in his 50’s
I can buy online, why should I come to you?
Yes there are a lot of options to buy online but the expertise that we provide cannot be matched. There are times when people do not know what kind of policy, they are buying which can create a lot of problems during claim settlement
Direct Equity
Do you have AMO in your demat account?
Yes we have the option After Market Order (AMO) in our demat account so that our busy customers who don’t have the time to look after the stock market constantly can also invest in it.
Do you recommend stocks to buy?
We provide with a stock that you can buy and hold so that you can earn from its dividend and also the price will grow but we do not provide with daily calls and tips for trading every day.
Can I buy IPO’s?
Yes, you can buy IPO from our demat account using UP. We provide with a short summary every time a new IPO hits the market so you can make an informed decision.
Do you provide credit for buying and selling?
No, we do not provide any credit for stock trading
General Stuff
What is the amount required for Bonds?
There are different types of bonds available in the market with different valuations each. This depends on how much you want to invest at a particular time.
Will there be any problem or dispute during will writing?
We have a dedicated team of lawyers who work to make sure that everything is as smooth as possible. We will make sure that your money is used just as the way you intended it to be
Which banks are available for home loans?
We have a tie up will the major banks. We provide the best possible solution for our clients so that they don’t get overwhelmed by all the paperwork and other legal stuff.
I do not know how to write a will, what if I write it wrong?
Don’t worry, even if you don’t know how to write one that’s why we are here to help you out making sure we avoid any mistakes.
Bonds
What is the difference between a bond and debenture?
There is no clear-cut difference between the two terms, and they tend to be used interchangeably. At a broad level, governments and central banks issue bonds and companies issue debentures.
What is face value of a bond?
Face value is the value of a single bond as determined by the issuer of the bond. The face value of a bond can be as low as Rs.100 or as high as Rs.10 lakhs. Bonds with higher face values can also be issued but may be open to select investors only.
What is clean price?
Clean price is the prevailing price of a bond or debenture in the market. It is quoted by the seller to the buyer. Clean prices in India are quoted in Rs.100 and multiples of 1 paise. This is irrespective of the face value of the bond.
What is settlement date?
The date on which the buyer agrees to make the payment to the seller and the seller in turns agrees to transfer the bonds to the buyer.
